December 2, 2025
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Convr® Holds the Universe of Commercial Insurance within P&C Submission Ontology
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Convr® Holds the Universe of Commercial Insurance within P&C Submission Ontology

The leading AI company serving P&C insurance organizations with its workbench has been surfacing data from its vast and expanded submission ontology since 2016.

CHICAGO (December 2, 2025) – Convr AI® is celebrating a decade in the commercial insurance data domain in the new year by recognizing the depth of its submission ontology. The leading artificial intelligence (AI) company serving commercial insurance organizations with its underwriting workbench has been surfacing data from its vast, continuously updated and expanded submission ontology for customers since 2016.

The Convr AI underwriting workbench is powered by a commercial P&C insurance ontology – a smart framework that centralizes all customers’ data, logic, and workflows into one connected system. It securely combines their customer data with enriched submission data and deeper risk insights, all feeding into downstream systems and supporting historical change analysis.

The submission ontology acts as a central, unified framework to connect disparate data, business logic and actions, creating a dynamic, centralized commercial insurance domain-specific schema with JSON output.

Convr’s submission ontology is a vital differentiator because it:

  • Connects disparate data into a single, structured model. This creates a dynamic map of the business, linking digital assets to underwriting decisions.
  • Acts as a control layer to ground underwriting AI models with a set of defined data, logic, and actions. This ensures AI-driven decisions are reliable and actionable, reducing hallucinations.
  • Enables real-time action and automation by connecting data, models, and operational systems in real-time – allowing for automated processes and the ability to act directly from the data.
  • Supports agile development by creating a harmonized layer of business concepts; new applications can be built quickly on top of the existing ontology.
“It's not just another tech layer,” said John Stammen, Chief Executive Officer at Convr. “It’s the backbone for smarter, faster, and more consistent underwriting in the commercial P&C insurance domain.”

The Convr AI submission ontology has developed over the past decade informed by the data needs of 80% of the written premium in the commercial insurance domain and is readily available out-of-the-box, ensuring immediate integration and deployment without customer development for future-proofed standardization.

Our pre-built ontology supports diverse underwriting requirements across both standard and specialty lines, covering the full workflow from submission through rate, quote, and bind. It was purpose-built for commercial underwriting workflows, integrating essential enrichments directly into the submission through bind process.

“Our approach eliminates the need for Convr customers to incur costs or operational overhead for document analysis and ontology maintenance,” said Stammen.

All customers, from brokers to carriers and MGAs, benefit directly from ongoing updates and enhancements to the ontology that Convr implements on their behalf without additional effort.

This historical marker for Convr is a win for commercial insurance and is a pivotal moment as we advance the industry from manual underwriting to technological innovation.

 The Underwriting Eco-system

About Convr

Convr is a modular AI underwriting, data and intelligent document automation workbench grounded in the only P&C-specific Risk Context Engine that delivers consistent, traceable, verifiable risk data, in-line. The result: full lifecycle visibility from submission to renewal, better risk selection, faster decisions, and more profitable accounts across rate, quote, bind workflows.

Trusted by Leading Commercial Carriers, MGAs and Brokers

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Insights, announcements, and trends shaping the commercial P&C insurance industry.

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Convr® Launches DocData, Propelling Submission Excellence and Intelligence for Carriers, MGAs, and Brokers

CHICAGO (September 8, 2026) – Convr®, the leading artificial intelligence company serving commercial insurance organizations, has introduced DocData for commercial brokers, carriers, and MGAs to submit their insurance application documents and receive a comprehensive risk summary for each submission in minutes.

DocData summarizes operational characteristics, exposures, loss history, and other essential data from original submission documents, providing organizations with a reliable overview that lets them know of the risk.

"Carriers,MGAs, and brokers share the same interest in perfecting application data whilereducing handling time,” said Harish Neelmana, Founder, President and ChiefProduct Officer at Convr. “Now they can feed submission documents to Convr and geta comprehensive review of the risk in just minutes.”

First-time users receive five submissions at nocost within five days. Users who see value in expanding to higher volumes can upgradeto the full Convr AI Underwriting Workbench with confidence in the returns theywill see.

Media Contact
Alex Williams
Senior Promotions Manager
alex.williams@convr.com

‍

XX MIN READ

LUBA Workers' Comp Goes Live with Convr® to Advance Its Underwriting with AI

CHICAGO (August 18, 2026) – Convr® announced that LUBA Workers' Comp has joined the growing roster of carriers deploying Convr's platform to power AI-driven underwriting. LUBA, a regional workers' compensation carrier headquartered in Baton Rouge, Louisiana, will leverage Convr's modular AI-native underwriting workbench, grounded in the Risk Context Engine to accelerate submission processing, deepen risk insights, and tighten underwriting consistency across its team.

The partnership reflects a shared conviction: that the future of specialty underwriting belongs to carriers that combine deep domain expertise with AI purpose-built specifically for commercial insurance. LUBA brings nearly three decades of workers' compensation expertise across the Southeast; Convr brings the only AI Underwriting Workbench grounded in a proprietary commercial P&C ontology refined over a decade of production data. Together, the two companies are bringing AI-native submission intake, enrichment, classification, and agentic AI decisioning directly into LUBA's underwriting workflow without disrupting the carrier's existing systems or the underwriting discipline that has driven its growth.

Through the partnership LUBA's underwriting team will gain:

  • Submission intake and triage that instantly extracts data from ACORD forms, loss runs, and broker emails, reducing manual processing and accelerating time to quote
  • Enriched risk insights drawn from thousands of data sources, surfaced inline within the submission for faster, confident decisions
  • Greater underwriting consistency through agentic AI workflows, standardized data, and structured decisioning, reducing referral dependency and tightening cycle times
  • A modular deployment that integrates with LUBA's existing technology stack without disruption

All capabilities are grounded in Convr's Risk Context Engine, the only commercial P&C ontology in the industry built and calibrated on a decade of production data.

"LUBA is exactly the kind of specialty carrier the industry should be watching – they’re disciplined, focused, and serious about combining deep expertise with the right technology," said John Stammen, Chief Executive Officer at Convr. "We're proud to partner with LUBA's team and to bring the Risk Context Engine to bear on workers' compensation underwriting across the Gulf South. This is what AI in insurance is supposed to look like: grounded, explainable, and built to make great underwriters even better." ‍

Sapiens Integration
Through the relationship with LUBA, Convr is now also integrated with Sapiens International Corporation, a global leader of AI-centric, SaaS-based insurance software. The connection is designed to give mutual carrier customers a seamless path from submission intake through underwriting decision, powered by Convr's AI and enrichment capabilities and delivered within the Sapiens ecosystem.

Availability
The Convr AI Underwriting Workbench is live and in deployment with LUBA Workers’ Comp. Carriers, MGAs, and program administrators interested in learning more about Convr's platform can visit convr.com or contact a Convr representative.

Media Contacts
Convr
Alex Williams
Senior Promotions Manager
alex.williams@convr.com
217-737-2782

LUBA Workers’ Comp
Jennifer Vaccaro
Vice President, Communications & Public Relations Manager
jvaccaro@lubawc.com
225-389-5822

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XX MIN READ

Convr® Closes Underwriting Loop with d3 Desk: Rate, Quote, and Bind from Inside the AI Workbench

CHICAGO (August 4, 2026) – Convr®, the company that invented theAI-native commercial underwriting workbench, today announced the strategic positioning of d3 Desk, the rating and quoting engine inside its Convr AIUnderwriting Workbench. The d3 Desk module gives commercial P&C carriers and MGAs a single environment to rate risks, generate quotes, and initiate bind, eliminating the workflow gaps that have historically forced underwriters to jump between systems.

Foryears, commercial underwriters have relied on disconnected tools to move fromsubmission to bind. The fragmentation slows decisioning, introduces re-keyingerrors, and adds operational friction confounding scale. By incorporating rateand quote natively inside the Convr AI Underwriting Workbench — with APIintegrations to any partner system even manual spreadsheets — d3 Desk completesthe binding process with a new industry level of productivity.

"Ourcustomers have been asking for one thing consistently . . . close theloop," said John Stammen, Chief Executive Officer at Convr. "They love what we do upstream with intake and risk analysis, but the moment anunderwriter has to leave the workbench to rate or quote, the productivity gainsare diluted, but d3 Desk solves that. Underwriting teams can now move from asubmission landing in their inbox to a quote being delivered without everleaving our workbench."

Built for the reality of commercial underwriting

Unlike consumer or small-commercial rating engines, d3 Desk is designed for complexity. The engine handles multi-line, multi-state, and multi-coverage scenarios, accommodates carrier-specific rating logic, and supports the kind of underwriter judgment that commercial submissions require. Quotes generated through d3 Desk are grounded in Convr's Risk Context Engine — a foundation that combines a 161-million-entity data lake, a commercial P&C schema continuously refined since 2016, a knowledge graph that validates every datapoint, and a domain ontology built specifically for commercial insurance.

That grounding matters. AI-driven rating is only as reliable as the data it uses to reason. d3 Desk's outputs are explainable, traceable, and consistent with  the underwriting guidelines a carrier has built into the platform.

Bindthrough any partner System

While d3 Desk handles rate and quote natively, it is intentionally open at the bind stage. Carriers can connect d3 Desk via API to their existing policy administration system (PAS), whether that is a major core platform, a cloud-native PAS, or a homegrown solution. This approach gives carriers the speed of an integrated workbench without forcing them to replace systems they already rely on.

‍Media Contact:
‍Alex Williams
Senior Promotions Manager
alex.williams@convr.com

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