Commercial Insurance Underwriting Powered by AI

A leading AI-powered commercial underwriting workbench turning fragmented insurance submissions into structured, decision-ready underwriting data.

Trusted by Leading Commercial Carriers, MGAs, and Brokers

Data, Discovery, DECISION

The Convr AI Underwriting Workbench

Convr helps insurers automate submission intake, structure data, and generate underwriting insights using AI.

Automate Submission Workflow

Streamline Submission-Through-Quote

Convr ingests, structures, and transforms fragmented data into a complete risk intelligence ready for decisioning – ensuring the right risks reach the right teams at the right time.
Submission Prioritization & Risk Selection

Surface the Right Risks and Prioritize What Matters

Convr scores and prioritizes submissions, helping underwriting teams focus on the highest-value risks first and win more business.
Renewal Material Change Detection

Identify What’s Changed Between Policy Periods

Convr unifies submission, third-party, and historical data across the underwriting lifecycle – from new business to renewals – detecting material risk changes between policy periods so underwriters can proactively evaluate exposures and adjust pricing.
 The Underwriting Eco-system

Why Convr

Convr is a modular AI underwriting, data and intelligent document automation workbench grounded in the only P&C-specific Risk Context Engine that delivers consistent, traceable, verifiable risk data, in-line. The result: full lifecycle visibility from submission to renewal, better risk selection, faster decisions, and more profitable accounts across rate, quote, bind workflows.

See the Convr ROI Potential

Estimate the operational and underwriting impact of Convr in minutes.
solutions by team

Designed for Every Team in the Underwriting Workflow

Convr delivers tailored capabilities for underwriting, operations, IT, and data leaders – helping each team streamline workflows, integrate systems, and unlock AI-driven underwriting intelligence.

Data & AI Foundation

A Unified Data Layer  for Insurance AI

Convr unifies fragmented insurance data into a structured data model powered by ontology, schema, semantics, and a knowledge graph within the context engine – preserving risk relationships and enabling assistive AI to deliver decision-ready underwriting insights.

Enterprise Integration & APIs

Integrate Convr into Your Existing Architecture

Convr integrates into existing insurance ecosystems through modern APIs. Built on a structured commercial insurance schema with standardized JSON outputs, it connects with PAS, rating engines, and other systems—modernizing architecture without disrupting core infrastructure.

Underwriting Operations

Scale Underwriting Operations Without Adding Headcount

Convr streamlines underwriting operations by automating submission intake, enrichment, and triage – reducing manual work and enabling teams to handle higher volumes with faster turnaround times.

Underwriting Decision Intelligence

A Complete, Contextual View of Risk

Convr synthesizes submission data, 3rd party risk signals, and historical loss analysis into a single decision-ready view. With AI-powered summaries, contextual risk insights, and pre-filled underwriting questions, underwriters can quickly evaluate exposures and make more confident decisions.

Real results from real customers

Case Studies

How our customers are transforming commercial P&C underwriting.

Explore how Penn National modernized its underwriting capabilities with Convr

Learn how Penn National Insurance:

  • Is gaining valuable insights on over 4,500 of their submissions using AI
  • Is helping 83% of the underwriting team be more efficient and productive, while advancing its vision of achieving data-driven underwriting excellence

Take an In-depth look at how Tangram Insurance Services Uses AI to Optimize their Submission Workflow

Read how Convr empowers Tangram to:

  • Increase efficiency by over 130%
  • Achieve 91% machine read data accuracy
  • Enable same-day SMB quoting

Explore how Encova Insurance is Realizing Underwriting Excellence and Turning Challenges into Opportunities with Convr

Discover how Convr enables Encova to:

  • Increase submission velocity by giving underwriters quick access to information, cutting cycle time by 50%
  • Support a culture of underwriting excellence
  • Retain and attract talent by investing in digitally enabled employee experiences

Explore how Penn National modernized its underwriting capabilities with Convr

Learn how Penn National Insurance:

  • Is gaining valuable insights on over 4,500 of their submissions using AI
  • Is helping 83% of the underwriting team be more efficient and productive, while advancing its vision of achieving data-driven underwriting excellence

Take an In-depth look at how Tangram Insurance Services Uses AI to Optimize their Submission Workflow

Read how Convr empowers Tangram to:

  • Increase efficiency by over 130%
  • Achieve 91% machine read data accuracy
  • Enable same-day SMB quoting

Explore how Encova Insurance is Realizing Underwriting Excellence and Turning Challenges into Opportunities with Convr

Discover how Convr enables Encova to:

  • Increase submission velocity by giving underwriters quick access to information, cutting cycle time by 50%
  • Support a culture of underwriting excellence
  • Retain and attract talent by investing in digitally enabled employee experiences
Featured Resources

News and Insights

Insights, announcements, and trends shaping the commercial P&C insurance industry.

Blog

What is the Convr AI Underwriting Workbench? (And Why Your Team Will Actually Use It)


If you lead an underwriting team, you already know the problem. The work isn't the work anymore.

Your underwriters open the day with a stack of submissions buried in email attachments. They copy data from PDFs into spreadsheets. They chase brokers for missing loss runs. They toggle between the rating engine, the policy admin system, the clearance tool, and three browser tabs of third-party data. By the time they get to the underwriting decision, the part of the job they were trained for . . . half the day is gone.

That's the gap the Convr AI Underwriting Workbench was built to close.

What it is

The Convr AI Underwriting Workbench is a single platform where your underwriters do their work. Teams have transparency when submissions come in. Data gets extracted, structured, and enriched. Risks get scored against your appetite. Decisions get made. All in one place.

It's purpose-built for commercial P&C insurance, not a generic workflow tool, not a chatbot bolted onto a legacy system. Every part of it is designed for the specific way commercial underwriters actually work.

What it does in your underwriters' day

Submissions arrive ready for underwriting. The workbench ingests ACORDs, supplementals, emails, loss runs, broker forms and SOVs in whatever format they show up and turns them into clean, structured submissions. No more manual rekeying. No more digging through attachments to find the limit you need.

Risks get prioritized automatically. The workbench scores each submission against your appetite. Your team sees what fits, what doesn't, and what needs a closer look — before they spend time on it.

Data is enriched before it hits the desk. Third-party data, loss history, hazard data, and firmographics are pulled in automatically and tied back to the submission. Your underwriters get a complete picture from the start, not after an hour of research.

Decisions are documented and defensible. Every data point traces back to its source with deep data lineage. That means cleaner underwriting files, faster audits, and a regulatory record that holds up to scrutiny.

It works with the systems you already have. The workbench connects to your rating engine, your policy admin system, and your downstream consumers through APIs. Nothing gets ripped out. Everything works together.

Why your team will actually use it

Most underwriting technology fails for one reason: underwriters don't trust it.

They've been burned by tools that made bold promises and delivered messy data. They've used systems that added clicks rather than removed them. They've sat through demos that looked great but fell flat on a Monday morning with 40 submissions in the queue.

The Convr AI Underwriting Workbench is built differently. Every value is traceable. Every decision is auditable. Every workflow is designed to remove steps, not add them. Underwriters get what they actually need:  

  • clean data
  • fast triage
  • time back to focus on the risks that matter

That's why teams that adopt the workbench don't just use it, they commit to it.

What it means for you as a leader

For underwriting leaders, the workbench changes the math.

You can process more submissions without adding headcount. You can keep your most experienced underwriters focused on complex risks instead of data cleanup. You can make appetite alignment a daily reality, not a quarterly review. And you can give your team something they've been asking for since the day they started: tools that respect their time and their expertise.

Where to start

You don't have to commit to a full transformation on day one. Convr’s underwriting workbench is modular. Most teams start with one capability — submission intake or risk scoring and expand from there as the value compounds.

If your team is still drowning in submissions, still manually rekeying data, still chasing brokers for missing information, it's time to see what a real underwriting workbench looks like.

Let's talk. Your underwriters will thank you. Visit us now at convr.com.

Case Study

MSIG USA Underwriting Modernization

Summary

MSIG USA modernized their underwriting ecosystem to address fragmented legacy processes, enabling the insurer to scale specialty product offerings and improve risk evaluation through data integration and AI-driven automation. 

The insurer implemented Convr, an AI-enabled underwriting workbench, to systematize and streamline underwriting intake, clearance, and risk assessment workflows. This transformation reduced submission processing time to one hour, supported additional submission volume without increasing headcount, and enabled increases in revenue while fostering a more consistent, data-driven underwriting culture. 

MSIG USA's initiative illustrates what’s become a significant trend over the past several years, as insurers seeking to improve their underwriting processes and outcomes have shown increasing interest in modern underwriting workbench platforms. They have demonstrated how AI and automation can be leveraged not merely to digitize workflows but to fundamentally enhance underwriting quality, speed, and scalability.

News

Crestwell Underwriters Expands New Partnership with Convr® to Modernize Commercial Underwriting

CHICAGO (July 7, 2026) – Convr®,the leading underwriting workbench for commercial insurance organizations, offering a modular platform that streamlines underwriting workflows from submission to decision, today announced an expanded partnership with Crestwell Underwriters, a provider of specialty property insurance programs designed for condominium and homeowners associations.

Crestwell Underwriters originally approached Convr to address a familiar challenge across commercial P&C underwriting: a manual, time-intensive submission process that pulled experienced underwriters away from higher-value risk decisions. The company began with Convr's Intake module to automate and streamline its submission workflow.

"Crestwell Underwriters first saw value in Convr's Intake module and recognized that Convr could help eliminate submissions that didn't meet our risk appetite and reduce the need for manual review by an underwriter," said Paul DiFrancesco, ChiefUnderwriting Officer at Crestwell Underwriters.

The partnershiphas since expanded. Crestwell Underwriters now leverages both Convr Intake and Convr Scores, gaining a more complete view of each submission and a faster path from data to decision.

"Crestwell Underwriters is primed to take their underwriting to the next level through the power of Convr," said John Stammen, Chief Executive Officer at Convr."What sets Crestwell apart is their willingness to challenge the status quo and envision the best approach to commercial underwriting.”

By combining Intake and Scores, Crestwell Underwriters has placed their organization in a position to process more business, focus their underwriters on the risks that truly fit their appetite, and deliver faster, more consistent decisions to their broker partners.

About Convr Intake and Scores

Intake ingests, splits, classifies, extracts and prioritizes precise data from structured and unstructured documents including: PDF, Excel, Word, and emails to automate and streamline clearance and loss analysis workflows.

Scores helps underwriters evaluate and prioritize submissions to ensure quoted business fits their risk appetite.

“This is exactly the kind of forward-thinking partnership we built Convr to support, and we're proud to be on this journey with them,” said Stammen.

Media Contact
Alex Williams
Sr. Promotions Manager
alex.williams@convr.com
217-737-2782

See it in Action

Watch how underwriting teams cut cycle time and reclaim their competitive edge.

Frequently Asked Questions

Find quick answers to common questions about our platform, capabilities, and implementation.

What is the best way to adopt AI in commercial insurance underwriting?

The most successful adoption strategy for AI in commercial insurance underwriting begins with a vision such as a comprehensive workbench and then identifying quick wins such as clearance and risk analysis – go live, see success and repeat.

Does Convr offer portfolio management tools that support decision making?

Yes. We support portfolio management analysis by capturing and reporting on real- and near-time data throughout the underwriting process. In this way, we help customers with profitability analysis by collecting and reporting on data to uncover new avenues of potential revenue. We can connect to key data points to identify profitable lines of business, underwriters, producers, geographies, and segments.  Also, we provide insight on resource management so you can make decisions using accurate and current data.

What features should a modern underwriting workbench include?

A modern underwriting workbench must have the ability to flexibly integrate data, task management and collaboration to serve as a one stop shop, eliminating fragmentations for everything an underwriting team member needs to do to perform their job successfully – for both new and renewal business.

How can we ensure we identify high-potential submissions early — including those that initially appear incomplete but could become strong accounts with proper triage?

At ingestion, Convr enriches submissions with the best data to form a more complete view of each applicant before the underwriting team ever handles the account. We then apply each customers’ rules and guidelines to identify and score the best submissions to give the underwriting team exceptional clarity to prioritize the best accounts.

We are looking to improve operational processes by simplifying and standardizing our workflow to increase efficiency. How can Convr help?

The Convr automated, data-enriching underwriting workbench delivers seamless policy lifecycle management from a single pane for improved efficiency and better-informed underwriting with real-time submission enrichment. This helps underwriters operate within a single risk processing ecosystem for maximum collaborative transparency and efficiency. Convr’ customers benefit from better decision-making through synchronized workflows with a full-suite of AI-infused agentic tools that support underwriting analysis and decisions.