Convr AI® Holds the Universe of Commercial Insurance within Submission Ontology

CHICAGO (December 2, 2025) – Convr AI® is celebrating a decade in the commercial insurance data domain in the new year by recognizing the depth of its submission ontology. The leading artificial intelligence (AI) company serving commercial insurance organizations with its underwriting workbench has been surfacing data from its vast, continuously updated and expanded submission ontology for customers since 2016.

The Convr AI underwriting workbench is powered by a commercial P&C insurance ontology – a smart framework that centralizes all customers’ data, logic, and workflows into one connected system. It securely combines their customer data with enriched submission data and deeper risk insights, all feeding into downstream systems and supporting historical change analysis.

The submission ontology acts as a central, unified framework to connect disparate data, business logic and actions, creating a dynamic, centralized commercial insurance domain-specific schema with JSON output. 

Convr’s submission ontology is a vital differentiator because it: 

• Connects disparate data into a single, structured model. This creates a dynamic map of the business, linking digital assets to underwriting decisions. 

• Acts as a control layer to ground underwriting AI models with a set of defined data, logic, and actions. This ensures AI-driven decisions are reliable and actionable, reducing hallucinations. 

• Enables real-time action and automation by connecting data, models, and operational systems in real-time – allowing for automated processes and the ability to act directly from the data. 

• Supports agile development by creating a harmonized layer of business concepts; new applications can be built quickly on top of the existing ontology. 

“It’s not just another tech layer,” said John Stammen, Chief Executive Officer at Convr. “It’s the backbone for smarter, faster, and more consistent underwriting in the commercial P&C insurance domain.”

The Convr AI submission ontology has developed over the past decade informed by the data needs of 80% of the written premium in the commercial insurance domain and is readily available out-of-the-box, ensuring immediate integration and deployment without customer development for future-proofed standardization.

Our pre-built ontology supports diverse underwriting requirements across both standard and specialty lines, covering the full workflow from submission through rate, quote, and bind. It was purpose-built for commercial underwriting workflows, integrating essential enrichments directly into the submission through bind process.

“Our approach eliminates the need for Convr customers to incur costs or operational overhead for document analysis and ontology maintenance,” said Stammen.

All customers, from brokers to carriers and MGAs, benefit directly from ongoing updates and enhancements to the ontology that Convr implements on their behalf without additional effort.

This historical marker for Convr is a win for commercial insurance and is a pivotal moment as we advance the industry from manual underwriting to technological innovation.