d3 Answers™ streamlines and centralizes all available information about an applicant’s business and answers underwriting questions directly through insurance trained AI models. There are two key components of d3 Answers: standardized questions to confirm risk characteristics and business classification.
Improve Your User and Customer Experience
Get answers to many of your questions instantly without searching online or calling producers.
Get a More Comprehensive Risk Overview
You can combine learnings with other underwriting resources for deeper insights
Apply Predictive Analytics
Obtain a probabilistic answer utilizing insured’s digital footprint
Customize Your Analysis
Create customized answers to your unique questions and those specific to your risk appetite
Learn how Columbia drove real results with Convr d3 Answers
Learn how carriers like Columbia are saving underwriters more than 2,500 hours a year.
With d3 Answers, you have two powerful capabilities to innovate the underwriting experience, pre-fill and business classification.
Calibrate individual risks and predict those most likely to experience a loss in the coming year.
Drive efficient submission intake, prioritization, underwriting analysis and decisioning with a full-suite of AI-infused commercial insurance tools.
Identify the submissions and segments that are riskier or less risky in the specified population so pricing is more aligned with relative exposure.
Speed to Quote
Increase quote-ratios and new business by accelerating the underwriting process from intake to data collection to identifying the right submission questions and answers.